Whereas, silly YOU,
• YOU thought you were taking out a loan.
• YOU had to qualify for the loan, and prove you were risk worthy.
• YOU had to jump through many hoops to provide all of the required documentation – tax statements, banking references, income statements, cash balances, investments, information on other “loans” you have.
• YOU felt so grateful to the lender for making it possible for you to have a home.
• YOU sweated out the possibility of foreclosure, loss of your home and your credit rating.
• YOU have made every payment on time, over $140,000 so far, with 22 years of payments to go.